Darn, didn't work. I touched the web.config.
Here are my setting in user.config related to SSL. Site #4 is the one with SSL on it. I tried changing some of the other true/flase options below but they had no effect.
<add key="Site4-SSLIsAvailable" value="true" />
<add key="EnableSSLInChildSites" value="false" />
<add key="SSLIsAvailable" value="false" />
<add key="SSLIsRequiredByWebServer" value="false" />
<add key="ResolveFullUrlsForMenuItemProtocolDifferences" value="true" />
<add key="ShowWarningWhenSslIsAvailableButNotUsedWithLoginModule" value="false"/>